Home Equity Loans
You are borrowing your own money when you borrow against the equity in your home.
Plus, the interest you pay may be tax deductible (check with your tax advisor).
Home Equity Fixed Rate Loan
- Borrow Up To 90%
Of Your Home's Value, Up To $250,000
- Highly
Competitive Rates
- Fixed Rate Loan
from 5 - 20 year terms
- No Application
Fees
 Apply Now for a Home Equity Loan
Home Equity Line Of Credit
Apply for a line just in case you might need it in the future.
- Borrow up to 100% of your home's value, up to $250,000
- Draw on your available credit for 10-years
- Access your available credit by check, or via Call-24
- No Application Fees
- Rates as low as Prime Rate
- Convenient Access via Debit Card
Apply Now for a Home Equity Line of Credit
*APR=Annual Percentage
Rate. Maximum to borrow $250,000 based on 80% of your home's appraised value less first mortgage balance.
Slightly higher rates are available for 90% loan-to-value. NJ Gateway Federal Credit Union membership is required.
This offer may be withdrawn without further notice. Rates shown are based on creditworthiness and assume automatic
deduction from an NJ Gateway checking account.
We do business in accordance with the
Federal Housing Law and the Equal Credit Opportunity Act
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