Important Information About Opening Your Account at NJ Gateway Federal Credit Union
(USA Patriot Act Sec. 326)
Federal Law requires that all financial institutions obtain, verify and
record information that identifies each person who opens an account. Therefore,
when you open an account, we will ask for your name, address, date of birth and
other information that will enable us to identify you. We may also ask to see
your government issued identification or other identifying documents. NJ Gateway FCU is committed to preserving and protecting the
confidentiality of its members' personal information. The credit union
will maintain strong security controls to ensure that personal member
information is protected from unauthorized use.
Home Equity Loans
You are borrowing your own money when you borrow against the equity in your home in the state of
New Jersey. Plus, the interest you pay may be tax deductible (check with your tax advisor).
Home Equity Fixed Rate Loan
- Borrow Up To 80% Of Your Home's Value, Up To $250,000
- Highly Competitive Rates
- Fixed Rate Loan from 5 - 20 year terms
Apply Now for a Home Equity Loan
Home Equity Line Of Credit
Apply for a line just in case you might need it in the future.
- Borrow up to 80% of your home's value, up to $250,000
- Draw on your available credit for 10-years
- Access your available credit by check, or via home banking
- Rates as low as Prime Rate
Apply Now for a Home Equity Line of Credit
*APR=Annual Percentage Rate. Maximum to borrow
$250,000 based on 80% of your home's appraised value less first mortgage balance. NJ Gateway Federal
Credit Union membership is required. This offer may be withdrawn without further notice. Rates shown
are based on creditworthiness and assume automatic deduction from an NJ Gateway checking account.
We do business in accordance with the
Federal Housing Law and the Equal Credit Opportunity Act