Mortgages
We offer all different kinds of mortgages:
First Mortgages
Some of the options available:
-
Conventional loans for 40, 30, 20, 15 and 10 years
-
Adjustable rate loans with the first rate frozen for 1, 3, or 5 years
- Jumbo
loans (over $417,000) up to $1,000,000
- Zero
points or pay 1-3 points and "buy down" the rate on any fixed or adjustable loan
- FREE
Pre-approval before you meet with a realtor
- FREE
custom pre-approval letters for each home you wish to write a bid on
- 100% of
the application fee is credited to out of pocket expenses at closing
Note: All loans above 80% loan-to-value require private
mortgage insurance (PMI). This insurance premium may be dropped when
your home's value and your mortgage loan's balance adjust to create
20% equity.
CU
Home Discounts is a full service discount Real Estate brokerage
 
We
do business in accordance with the
Federal Housing Law and the Equal Credit Opportunity Act
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