About Us

Who we are…

We are NJ Gateway Federal Credit Union (NJGFCU) – a not-for-profit financial institution, organized in 1969, and wholly owned by our membership. Our asset size is currently at $30 million. More than 4000 member/owners actively use the services available to them through NJGFCU.

How we grew…

NJGFCU, originally chartered in 1969 as the Dayton NJ IBM Employees Federal Credit Union, now serves a wide variety of Employer Groups as well as individuals and families. Anyone who lives, works, attends school or worships in Middlesex County is eligible to join.

What we offer…

As a full-service financial institution, we offer savings and checking products as well as a vast array of lending options, ranging from personal or signature loans to 40-year mortgages. Our members also enjoy the many advantages available to them through Internet technology. All our online services are free to members.

How we do it …

NJ Gateway is non-profit. Governed by a volunteer Board of Directors and Supervisory Committee elected by our members, NJ Gateway turns profits into paybacks, with lower rates on loans, higher rates on savings, and new products and technology. As is the philosophy of the entire credit union movement, NJ Gateway is focused on better and better service, not higher and higher profits.

NJ Gateway FCU will remain at the forefront to always meet the financial needs of our members, but our long-standing commitment to the credit union philosophy of "People Helping People" remains the same.

Click here for Membership Application

Board of Directors

Robert Phillips, Chairman
Shirley Spruill, Vice Chair
J. Melvin Warren, Treasurer
Paul Edelson, Secretary
Dale Haller, Director
John Harris, Director
Peter Manfredo, Director
Charles Conover, Director Emeritus

The Directors, Officers and Staff of NJ Gateway Federal Credit Union mourn the recent passing of Vincent Girardy, Esteemed Director and Former Vice Chairman of the Board.
We extend deepest sympathy to his family.

Supervisory Committee

Dale Haller, Chairman
Pauline Cohen, Member
Thomas Gallo, Member
Vijay Marwaha, Member

Management & Staff

Rina Pantano, President & Chief Executive Officer
Patricia Darcey, Vice President of Administration and Marketing
Cathy Johnson, Director of Finance and Compliance
Carol Michaels, Assistant Vice President
Mary Morgan, Loan Services Representative
Cheryl Homeyer, Member Service Representative Manager
Fran Rosuck, Senior Member Service Representative