Who we are…
We are NJ Gateway Federal Credit Union (NJGFCU) – a not-for-profit financial institution, organized
in 1969, and wholly owned by our membership. Our asset size is currently at $30 million. More than 4000
member/owners actively use the services available to them through NJGFCU.
How we grew…
NJGFCU, originally chartered in 1969 as the Dayton NJ IBM Employees Federal Credit Union, now serves
a wide variety of Employer Groups as well as individuals and families. Anyone who lives, works, attends
school or worships in Middlesex County is eligible to join.
What we offer…
As a full-service financial institution, we offer savings and checking products as well as a vast
array of lending options, ranging from personal or signature loans to 40-year mortgages. Our members
also enjoy the many advantages available to them through Internet technology. All our online services
are free to members.
How we do it …
NJ Gateway is non-profit. Governed by a volunteer Board of Directors and Supervisory Committee elected
by our members, NJ Gateway turns profits into paybacks, with lower rates on loans, higher rates on savings,
and new products and technology. As is the philosophy of the entire credit union movement, NJ Gateway
is focused on better and better service, not higher and higher profits.
NJ Gateway FCU will remain at the forefront to always meet the financial needs of our members, but
our long-standing commitment to the credit union philosophy of "People Helping People" remains the same.
Board of Directors
Robert Phillips, Chairman
Shirley Spruill, Vice Chair
J. Melvin Warren, Treasurer
Paul Edelson, Secretary
Dale Haller, Director
John Harris, Director
Peter Manfredo, Director
Charles Conover, Director Emeritus
The Directors, Officers and Staff of NJ Gateway Federal Credit Union mourn the recent passing of
Vincent Girardy, Esteemed Director and Former Vice Chairman of the Board.
We extend deepest sympathy to his family.
Supervisory Committee
Dale Haller, Chairman
Pauline Cohen, Member
Thomas Gallo, Member
Vijay Marwaha, Member
Management & Staff
Rina Pantano, President & Chief Executive Officer
Patricia Darcey, Vice President of Administration and Marketing
Cathy Johnson, Director of Finance and Compliance
Carol Michaels, Assistant Vice President
Mary Morgan, Loan Services Representative
Cheryl Homeyer, Member Service Representative Manager
Fran Rosuck, Senior Member Service Representative
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